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As a business owner, you should be aware of a number of insurance coverages. For example, most states require that you provide coverage for on-the-job injuries to your employees. Or if your business suffered the loss of an owner, partner, key stockholder or key employee, you may incur a financial loss. Here are some Business Insurance coverages you'll want to consider:

  • Buildings -- including improvements you have made.
  • Contents -- including personal property, stock and equipment.
  • Crime -- including loss of money and securities; theft, burglary and robbery; employee dishonesty; forgery and alterations.
  • Equipment Breakdown -- including air conditioning, refrigeration, electrical and mechanical equipment.
  • Computers -- including hardware, software, media and reproduction costs.
  • Business Liability -- including premises, operations, products and completed operations.
  • Personal Injury -- including libel, slander, defamation of character, wrongful eviction and invasion of privacy.
  • Accounts Receivable -- including a debt owed to an enterprise, arising out of the normal course of business dealings.
  • Workers' Compensation -- including life and health insurance coverage for employees while they are on the job.
  • Loss of Earnings or Rents
  • Valuable Papers
  • Glass
  • Signs
  • Medical Payments
  • Business Auto
  • Umbrella Liability

   
   
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